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Pre-Retirees

You've Worked Hard for Your Retirement. Don't Leave it Up to Chance

You've Worked Hard for Your Retirement. Don't Leave it Up to Chance

Most people get the accumulation phase right. But the retirement phase is a whole new game - and one costly mistake could potentially wipe out decades of hard work. 

Don't leave retirement up to chance. Book a free call and learn the most important retirement considerations that most people get wrong.

What Our Typical Pre-Retiree Client Looks Like:


Age: 50–60

Based out of: Illinois / Florida

Household Net Worth: $500K–$4M

Career Stage: Nearing retirement, final working years

 

Primary Goals:

1. Retire by 60-65
2. Maintain Pre-Retirement lifestyle, confidently
3. Leave a legacy to kids or grandkids
4. Enjoy retirement, travel, etc.

 

Biggest Concerns:

1. “Do I really have enough to retire?”
2. “What if the market drops right when I retire?”
3. “Am I drawing from the right accounts?”
4. “How do I avoid outliving my money?”

 

What They Want:

1. A clear, flexible plan
2. Straight answers, tailored to their situation
3. A trusted team of professionals to guide the transition and help guide them along the way

Why It Matters:

The transition from earning a paycheck to living off savings is likely the biggest financial shift of your life. And, unlike your working years, there are no do-overs. 

  • Claim Social Security at the wrong age  and you could potentially lose out on six figures over your lifetime
  • Take withdrawals in the wrong order and you could pay thousands more than necessary in taxes
  • Invest too aggressively (or conservatively)  and you run the risk of outliving your money

The stakes are higher in retirement, know what to look out for. 

What We Help With:

We help guide you through key retirement decisions: 

  • Income Planning: Turning your savings into a predictable, tax-efficient paycheck.
  • Social Security Timing: Identifying the claiming strategy that puts the most money in your pocket.
  • Investment Management: Aligning your portfolio with your retirement timeline and risk tolerance.
  • Tax Efficient Strategies: Working with your tax professional or CPA, helping to create personalized strategies so more of your money goes to your retirement lifestyle.

Ready to Stop Wondering & Start Knowing: